Practice Areas
Debt Relief Program
At The Greaves Law Group, our goal is to help you settle and negotiate your debt with individual creditors. This debt relief program will help you leverage your income, existing debt, and financial hardships to help you get out of debt in the shortest amount of time and for the least amount of money. If you are considering bankruptcy, credit counseling, or consolidating your debt, call us today to GET YOUR FINANCES BACK ON COURSE. We offer:
- Debt Settlement
- Debt Management
- Bankruptcy
This debt relief program can provide you with immediate cash and help you save money each month. We will work to either settle or manage your debt for less than the full amount. For example, if you owe $15,000 on an existing account, we will try to negotiate that bill to $7,300, saving you $7,800. If you continue to struggle, bankruptcy may be an option.
Why choose The Greaves Law Group?
The attorneys we work with are all licensed to practice law. If you get sued by a creditor, which is common for 90% of consumers who fall into default, and you are working with a debt settlement company, there is nothing they can do. If they try it is considered the unauthorized practice of law. However, if the same creditor is being represented by a law firm for the negotiation of their debt, the law is different. A law firm by law can still call and negotiate a settlement to keep the client out of court. This is a much more acceptable method for the creditor to get paid in contrast to actually bringing the debtor to court, which means large amounts of money and time for them. Second, while a debt settlement company cannot stop creditors from contacting debtors, The Greaves Law Group can take care of collection calls.
Part of the debt settlement procedure is the debtor must fall behind in order for the collector to be in position to want to settle an account. Now you must take into consideration these creditors are not just going to go away, you will definitely be getting collection calls to some degree. While a debt settlement company cannot do anything about the collectors calling, the law firm can send out a statement of attorney retention to force the collectors by law to deal only with the law firm, and not the client in an attempt to collect the debt.
Finally, The Greaves Law Group, like all other law firms must answer to a higher authority, the Bar Association, in order to continue practicing law. When you choose The Greaves Law Group, you will have a greater peace of mind that you will be represented appropriately throughout the debt settlement procedure. A debt settlement company answers to no higher authority.
If you have more than $7,000 in unsecured debt (credit card, medical bills, or personal loans), and have problems keeping up with your minimum payments, you may qualify for our debt settlement program.
Call The Greaves Law Group today!
Do you have some questions?
Find answers to some frequently asked questions about Debt Relief.